Terms of Service

The Savvy Associates | The Savvy Success Method™

Effective Date: April 2026 · Last Updated: April 2026

Please read these Terms of Service ("Terms") carefully before accessing or using any courses, membership programs, or services offered by The Savvy Associates ("we," "us," or "our"), including The Savvy Success Method™.

By creating an account, enrolling in a course or membership, or accessing any content on our platform, you agree to be bound by these Terms. If you do not agree, you may not access or use our services.

1. About Our Services

The Savvy Associates provides online courses, membership programs, coaching services, done-for-you services, and educational resources for entrepreneurs and e-commerce business owners. Our flagship membership program, The Savvy Success Method™, is hosted on Thinkific and is subject to these Terms.

2. Eligibility

To use our services, you must:

Be at least 18 years of age
Have the legal capacity to enter into a binding agreement
Provide accurate and complete account information
Not be prohibited from using our services under applicable law

3. Account Registration & Login Security

When you create an account with us, you agree to the following:

You are responsible for maintaining the confidentiality of your login credentials (email and password)
You are responsible for all activity that occurs under your account
You will notify us immediately if you suspect unauthorized access to your account
You will not share your login credentials with any other person for any reason

Account sharing is strictly prohibited. Each membership or course enrollment is for a single individual only. If we detect that login credentials are being shared between multiple users, we reserve the right to immediately suspend or terminate the account without refund. Purchasing a single membership to share access with others — whether a business partner, team member, virtual assistant, friend, or family member — is a violation of these Terms. Each user must have their own individual enrollment.

4. Intellectual Property & Content Ownership

All content available through our platform — including but not limited to course videos, audio recordings, written lessons, workbooks, worksheets, templates, swipe files, graphics, presentations, webinar recordings, and any other materials — is the exclusive intellectual property of The Savvy Associates and is protected by United States and international copyright law.

By enrolling, you are granted a limited, non-exclusive, non-transferable, personal license to access and use the course content for your own personal business education. This license does not grant you the right to:

Copy, reproduce, duplicate, or download any course content for distribution
Share, publish, post, or upload any course content to any website, social media platform, YouTube channel, or any other medium
Sell, resell, license, sublicense, or otherwise commercially exploit any course content
Use our content, templates, swipe files, or materials to create competing educational products or courses
Screen record, photograph, or capture course videos in any format for redistribution
Remove, alter, or obscure any copyright, trademark, or proprietary notices from our content
Represent our content or materials as your own original work

Violation of our intellectual property rights may result in immediate account termination without refund and may subject you to legal action, including claims for copyright infringement and damages.

5. Payments & Billing

By enrolling in a course or membership, you agree to the following payment terms:

All prices are listed in US dollars unless otherwise stated
Membership fees are billed on a recurring basis (monthly or annually, depending on your plan) until cancelled
You authorize us to charge your payment method on file for all applicable fees
If a payment fails, we reserve the right to suspend access to your account until payment is received
We reserve the right to change our pricing with reasonable notice to active members

6. Refund Policy

Due to the digital nature of our products and the immediate access granted upon enrollment, all sales are generally final. We do not offer refunds on course enrollments or membership fees once access has been granted, except where required by applicable law.

If you believe you have been charged in error or have a unique circumstance, please contact us at [email protected] within 7 days of purchase and we will review your request on a case-by-case basis.

Chargebacks and disputes: Filing a chargeback or payment dispute without first contacting us is a violation of these Terms. We reserve the right to terminate your account and pursue collection of any disputed amounts in the event of a fraudulent chargeback.

7. Cancellation Policy

You may cancel your membership at any time through your account settings or by contacting us at [email protected]. Cancellation stops future billing but does not entitle you to a refund for any previously paid fees. You will retain access to the membership through the end of your current paid billing period, after which access will be revoked.

8. Acceptable Use

When using our platform and community spaces, you agree not to:

Harass, bully, threaten, or demean other members or our team
Post spam, unsolicited promotions, or advertisements in community areas
Share false, misleading, or defamatory content
Solicit or recruit other members for competing programs or services
Attempt to access areas of the platform you are not authorized to access
Use our platform for any unlawful purpose

We reserve the right to remove any content that violates these standards and to suspend or terminate accounts of members who repeatedly or egregiously violate these rules.

9. No Earnings Guarantee

Our courses and programs are educational in nature. We provide information, strategies, and tools to support your business growth, but we cannot and do not guarantee any specific results, income levels, or business outcomes. Results will vary based on individual effort, experience, market conditions, and many other factors outside our control.

Any income or results examples shared in our marketing or course materials are not guarantees of what you will earn or achieve. They are examples of what has been possible for some members and are provided for illustrative purposes only.

10. Disclaimer of Warranties

Our services and content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our platform will be uninterrupted, error-free, or free of viruses or other harmful components. We make no warranties regarding the accuracy, completeness, or usefulness of any content provided through our platform.

11. Limitation of Liability

To the fullest extent permitted by law, The Savvy Associates and its owner, team members, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from these Terms or your use of our services shall not exceed the total amount you paid to us in the 12 months preceding the claim.

12. Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for any violation of these Terms, including but not limited to: sharing login credentials, reproducing or distributing our content, filing fraudulent chargebacks, or engaging in abusive behavior toward our team or community members. In the event of termination for a Terms violation, no refund will be issued.

You may also terminate your account at any time by cancelling your membership and contacting us to request account deletion.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved exclusively in the state or federal courts located in St. Johns County, Florida, and you consent to personal jurisdiction in those courts.

14. Changes to These Terms

We reserve the right to update or modify these Terms at any time. When we make material changes, we will notify active members by email or by posting a notice on our platform. The "Last Updated" date at the top of this document will always reflect the most recent revision. Your continued use of our services following any changes constitutes your acceptance of the updated Terms.

15. Contact Us

If you have any questions about these Terms of Service, please contact us:

The Savvy Associates

Saint Augustine, Florida, USA

Email: [email protected]

Website: savvyassociates.com